Insights

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SMSF lending can allow a self-managed super fund to borrow for residential or commercial property, but it requires the right structure, lender fit and professional advice. This guide explains how SMSF property loans work, what lenders assess, and the key risks and compliance issues trustees should understand.
SMSF commercial loans can allow a Self-Managed Super Fund to buy commercial property, but they come with specific lending rules, larger deposit requirements and ongoing compliance obligations. This guide explains how SMSF commercial loans work, what lenders assess, the key risks, and how to decide whether commercial property fits your fund’s broader retirement strategy.

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